Archives for April 2012

Debt can be good?

The idea might make some shudder: Debt can be good? Believe it or not, it is actually good to have certain types of debt in your financial portfolio, assuming you are comfortable with owing money. Why? Because it is through debt that you can acquire assets such as housing, automobiles and other types of property. In short, the strategic use of good debt can improve your finances and help you achieve your dreams and goals. However, beware, as debt falls into three categories -- the good, … [Read more...]

Tips to Avoid Identity Theft!

Identity theft occurs when someone uses your name, Social Security number, or credit card number without your permission to commit fraud or other crimes. The Federal Trade Commission (FTC) estimates as many as 10 million Americans have their identity stolen each year, and suffer employment, financial and credit losses. The following tips can help protect your personal information: • Shred all documents with personal information, even junk mail. • Do not give out personal information on the … [Read more...]

SLC Raked #6 in Best Place to Buy a Home!

Utah's capitol city was ranked among the top 10 U.S. cities in which to buy a home in the current housing market. The National Association of Realtors made the list using data from the February housing and jobs data, the U.S. home price index from Fiserv Case-Shiller and unemployment rates from the Bureau of Labor Statistics across 146 metropolitan areas and metropolitan divisions. Utah housing market stats: Median List Price: $195,000 (up 5.5% year-over-year) Inventory Level: 6,743 … [Read more...]

5 Tips for Negotiating a Short Sale

Short sales are tricky business! I am glad that so far I have a very high short sale - close ratio: but this is one of the best short sale articles I have read to help prepare sellers! … [Read more...]